In Breaux Bridge, Louisiana, auto loans have been much more difficult to get. No matter whether you need a new car or a used one, we can help you get behind the wheel in as little as 24 hours. Click here to submit your application.
Income and Credit Score
- Average Breaux Bridge Income: $2,598 Monthly
- Average LA Credit Score: 663
The vast majority of car loan companies require that you have a regular job with $1500 income a month. Besides that, your level of existing debt, inclusive of your auto loan, must not surpass 50% of your wages. For people in Breaux Bridge, LA, this equates to $1299 (average). Earnings or fico scores not high enough? You might still be eligible with a co-buyer, larger down payment, or through buy here pay here car lots in LA.
Auto Financing with No Down Payment in Breaux Bridge (LA)
Interested in car loans with no down payment in Breaux Bridge, LA? We help people find no down payment car deals everyday, though down payments are strongly recommended if you can afford it. Divide the cost of your chosen vehicle by 5. If you can come up with anywhere near this much, it would be a solid down payment, but you can probably get away with only half that much, if not less. Additionally, we know zero down car dealers in Breaux Bridge, LA. You also need to consider your installment payments. Don’t spend over 18-20% of your income for your Louisiana car loan. Here are average numbers for Louisiana consumers.
- $2,598: Income (Per Month)
- $468 to $520: Car Payment
Buying a Car With Bad Credit in Breaux Bridge, LA: Getting Approved
Here’s some tips to better your chances of getting approved for a bad credit auto loan in Breaux Bridge, Louisiana.
- Offer More Money Down.
- Get a Co-signer.
- Never Allocate More Than 1/5 of Your Monthly Wages to Repaying Your Loan
- If All Else Fails, Get an Auto Loan at a Buy Here Pay Here Car Lot in LA.
Furthermore, we strongly encourage you to go with a budget friendly used car with good fuel economy.
Buy Here Pay Here Car Lots in Breaux Bridge (LA)
For many individuals in Breaux Bridge, Louisiana, buy here pay here car dealers are the final option with regards to getting financed.
When it comes to buy here pay here dealerships, otherwise known as a no credit check or your job is your credit car dealership, the dealership does not rely on 3rd party creditors to offer financing. Put simply, these locations provide in house financing auto loans to Louisiana residents who’ve got bad credit.
For some consumers, getting their auto loan without any credit check sounds fantastic.
Alas, there are a few key cons. We would be remiss to not talk about:
- Extortionate Apr
- Predatory Financing Practices
- Substantial Down Payments
- High Mileage Used Cars and Trucks
Make sure to research any LA in house financing dealership online. Try to speak with a friend or relative who has bought a car or truck from them before. Ask them whether or not the dealer is of good repute.
Dealerships That Finance People With Bad Credit: Breaux Bridge (LA)
- Robbo’s Auto Salvage, 1694 Mills Highway, 70517
- D & D Auto Sales, 1063 Joe Louis Road, 70517
- Tam’s Auto Sales, 1077 Frank Wyatt Road, 70517
- Tuxedo N Travel, 1559 Mills Highway, 70517
- Martin Chevrolet Inc, 1315 Rees Street, 70517
- Breaux Bridge Sales & Finance, 602 East Bridge Street, 70517
- Edgar Ford Incorporated, 899 Rees St, 70518