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Auto Loans in West Monroe (LA)

Interested in getting an auto loan in West Monroe, LA with bad credit or no money down? We connect you with companies who can approve auto loans for people in West Monroe, LA. What’s even better, our service is free.

Getting Approved

  • Average West Monroe Income: $1,949 Per Month
  • Average LA Fico Score: 663

The vast majority of auto loan lenders require you to earn no less than $1500 income per month, and your level of existing debt, including your new loan, must not exceed fifty percent of your income. For car shoppers in West Monroe, LA, this rounds out to $975 on average.

Income or credit scores not high enough? You may still be able to qualify with a co-signer, larger down payment, or with buy here pay here car lots in Louisiana.

Auto Loans For Used Cars: West Monroe (LA)

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What amount should you spend on a car loan? That depends upon many factors, but here is a great rule of thumb: spend just a fifth of your regular monthly income for such things as:

  • Installment Payments
  • Upkeep
  • Gas

For the average West Monroe car owner, this equates to $351 to $390 per month. Believe it or not, used car loans are best, at least more often than not. A brand new car loses value too quickly to be a smart investment.

Bad Credit Auto Loans: West Monroe (LA)

We make it easier to apply for a car loan in West Monroe, LA with bad credit. Below are credit ratings in Louisiana overall:

  • Avg LA FICO Score: 663
  • Credit Score Viewed as “Bad”: under 620
  • Number of Individuals with Poor Credit: 15,314

When you need a bad credit car loan in West Monroe, LA, we offer access to loan companies who don’t instantly turn down individuals with low credit scores. Follow this link to submit your application online. All these car loan sites claim that all borrowers are approved. This is just untrue. These are the facts: we are able to get 35-40% of our applicants approved for the car loan they need.

No Credit Check Car Loans in West Monroe, LA

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For many folks in West Monroe, Louisiana, buy here pay here dealers are becoming the last option when it comes to getting approved. These car lots have a few different names:

  • Bad Credit Car Dealerships
  • Your Job is Your Credit Dealerships
  • In House Financing Dealerships

Such car loans will often be granted without any credit check. Regrettably, there are some potential shortcomings, which include high aprs, substantial down payment requirements, more risk of deceptive financing tactics, and reasonably limited vehicle selection.

Even when you are having difficulties with bad credit, you may be able to get approved for the auto loan you want without relying on BHPH financing.

Used or Buy Here Pay Here Car Lots in West Monroe (LA)

  • Champion Cars & Trucks, 602 Cypress St, 71291
  • A & M Sales, 500 Coleman Ave, 71291
  • Danny’s Used Parts & Used Cars, 803 Washington Street, 71292
  • Truck Depot LLC, 113 Mountain Road, 71291
  • Norma’s Auto Sales, 611 Cypress Street, 71291
  • Dickson’s Auto Sales & Body Shop, 617 Avant Road, 71291
  • Scotty’s Auto Sales, 405 New Natchitoches Road, 71292
  • Davis Auto Sales, 1315 Natchitoches Street, 71292
  • Mickey’s Affordable Used Cars, 711 Stella Street, 71291
  • River City Used Cars & Trucks, 710 Stella Street, 71291
  • H & L Auto Sales, 2010 Cypress Street, 71291
  • B & B Auto Sales, 5815 Jonesboro Road, 71292
  • MAZA Motors, 6978 Cypress Street, 71291
  • Ideal Motors, 615 Cypress Street, 71291
  • Staggs Discount Auto Parts, 1300 Thomas Road, 71292
  • Excel Auto Brokers, 800 Jonesboro Road, 71292
  • Hutson Brothers Used Cars Inc, 505 Cypress Street, 71291
  • Joe K’S Used Cars, 4125 Whites Ferry Road, 71291
  • Wholesale Advantage Auto, 595 Harrell Road, 71291
  • Westgate Used Cars, 507 Ludwig Avenue, 71292
  • Good Deal Auto Sales, 425 Wallace Road, 71291
  • West Monroe Auto Sales, 608 Cypress Street, 71291
  • Mike Davis Auto LLC, 609 Jonesboro Road, 71292
  • Grove Motor Company, 4547 Cypress Street, 71291
  • Highway 80 Auto Sales, 7971 Cypress Street, 71291
  • Mulhearn Used Cars Inc, 612 Stella Street, 71291
  • Alternative Transportation, 4500 Cypress Street, 71291
  • B & B Auto Sales, 5815 Jonesboro Rd, 923